About Frederic Yves Michel NOEL

✈️ Frédéric Yves Michel NOËL: Where Fintech Meets the Sky

While Frédéric Yves Michel NOËL is widely recognized for his pioneering contributions to the European fintech and payment services industry, few know about his long-standing passion for aviation — a world that reflects many of the values he brings to finance: precision, strategy, and vision.

“Aviation teaches you to trust systems, but also to anticipate,” says Frédéric. “It’s an ideal training ground for any entrepreneur.”


🛩️ A Passion Beyond Business

Frédéric’s interest in aviation began early, not just as a mode of transport but as an ecosystem of engineering, regulation, and performance. Whether flying as a private pilot or engaging with business aviation networks, he brings the same discipline to the cockpit that he’s known for in fintech boardrooms.


🔧 A Strategic Mindset, On the Ground and in the Air

  • Navigation & Risk Management: Skills honed in aviation — like route planning, decision-making under pressure, and regulatory compliance — mirror his work structuring international payment services and consulting for fintech startups.

  • Global Connectivity: Aviation gives Frédéric the agility to connect with clients, partners, and banks across Europe and the Middle East — from Tivat to Tallinn, and now Dubai.

  • Efficiency & Optimization: Whether optimizing a flight plan or a payment flow, he’s always looking for the cleanest route from A to B.


🌍 Where Fintech and Aviation Intersect

Frédéric is also an advocate for the growing intersection between aviation and fintech, particularly in:

  • Travel payments

  • Embedded finance for booking platforms

  • Aviation leasing and cross-border B2B transactions

He often supports companies that serve high-mobility clients, such as private aviation operators, charter services, and international brokers — industries where speed, trust, and compliance are non-negotiable.


“Whether it’s a jet engine or a payment processor — the real work is behind the scenes. You don’t see it, but it must run flawlessly.”

Frédéric Yves Michel NOËL is also flying full motion sim  Boeing 757  766